:root {
  --ink: #151515;
  --muted: #67615f;
  --green: #ff3b30;
  --green-dark: #161513;
  --mint: #fff0ed;
  --cream: #fffbf8;
  --line: #e9dfda;
  --white: #fff;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--cream);
  scroll-behavior: smooth;
}

* { box-sizing: border-box; }
body { margin: 0; line-height: 1.75; background: var(--cream); }
a { color: var(--green); text-underline-offset: 3px; }
.site-header { height: 72px; padding: 0 max(24px, calc((100vw - 1240px) / 2)); display: flex; align-items: center; justify-content: space-between; background: rgba(255,255,255,.94); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 20; backdrop-filter: blur(12px); }
.brand { display: flex; align-items: center; gap: 11px; color: var(--green-dark); font-weight: 750; font-size: 1.05rem; text-decoration: none; letter-spacing: -.02em; }
.brand-mark { display: block; width: 36px; height: 36px; border-radius: 9px; }
.contact-link { padding: 9px 15px; border: 1px solid var(--line); border-radius: 999px; text-decoration: none; font-size: .88rem; font-weight: 650; }
.hero { color: white; background: var(--green-dark); position: relative; overflow: hidden; }
.hero::after { content: ""; width: 450px; height: 450px; position: absolute; right: -100px; top: -220px; border-radius: 50%; background: radial-gradient(circle, rgba(255,59,48,.32), transparent 68%); }
.hero-inner { width: min(920px, calc(100% - 48px)); margin: auto; padding: 76px 0 72px; position: relative; z-index: 1; }
.eyebrow { margin: 0 0 10px; color: #ff7a72; font-size: .78rem; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
h1 { margin: 0; font-family: Georgia, "Times New Roman", serif; font-weight: 500; font-size: clamp(3rem, 7vw, 5.4rem); line-height: 1.04; letter-spacing: -.045em; }
.hero-copy { max-width: 660px; color: #ddd6d2; font-size: 1.1rem; line-height: 1.65; }
.meta { display: flex; gap: 10px; align-items: center; margin-top: 28px; font-size: .85rem; }
.meta span { color: #b8aeaa; }.meta strong { padding: 5px 10px; background: rgba(255,255,255,.1); border-radius: 6px; }
.page-shell { width: min(1180px, calc(100% - 48px)); margin: 0 auto; display: grid; grid-template-columns: 245px minmax(0, 790px); gap: 70px; align-items: start; }
.toc { position: sticky; top: 96px; padding: 56px 0; max-height: calc(100vh - 110px); overflow: auto; scrollbar-width: thin; }
.toc-title { margin: 0 0 12px; color: var(--green-dark); font-weight: 800; font-size: .77rem; letter-spacing: .1em; text-transform: uppercase; }
.toc nav { display: grid; }
.toc a { padding: 4px 0; color: #6c7976; text-decoration: none; font-size: .77rem; line-height: 1.45; transition: color .2s, transform .2s; }
.toc a:hover { color: var(--green); transform: translateX(3px); }
.policy { background: var(--white); padding: 64px 72px 80px; box-shadow: 0 15px 50px rgba(19,46,40,.07); margin-top: -32px; position: relative; border-radius: 18px 18px 0 0; }
.intro { padding-bottom: 20px; font-size: 1.04rem; color: #413b39; }
.policy section { padding-top: 44px; margin-top: 34px; border-top: 1px solid var(--line); scroll-margin-top: 94px; }
h2 { margin: 0 0 24px; color: var(--green-dark); font-family: Georgia, "Times New Roman", serif; font-size: clamp(1.65rem, 3vw, 2.15rem); font-weight: 500; line-height: 1.25; letter-spacing: -.025em; }
h2 span { display: block; margin-bottom: 5px; color: var(--green); font: 800 .72rem/1 Inter, sans-serif; letter-spacing: .13em; }
h3 { margin: 30px 0 5px; color: #302927; font-size: 1rem; line-height: 1.5; }
p { margin: 10px 0 17px; }
ul { padding-left: 22px; margin: 12px 0 22px; }
li { padding-left: 4px; margin: 5px 0; }
li::marker { color: var(--green); }
.contact-card { display: block; margin: 24px 0; padding: 24px 27px; border: 1px solid #f0d5d1; border-left: 4px solid var(--green); border-radius: 0 12px 12px 0; background: #fff7f5; font-style: normal; line-height: 1.55; }
.contact-card span { color: var(--muted); font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; }
.contact-card a { font-weight: 700; }
.reason-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 24px 0; }
.reason-grid div { padding: 20px; border: 1px solid var(--line); border-radius: 12px; }
.reason-grid strong { color: var(--green-dark); }.reason-grid p { margin: 5px 0 0; color: var(--muted); font-size: .9rem; line-height: 1.55; }
.highlight-section { padding: 36px !important; border: 0 !important; border-radius: 16px; background: var(--green-dark); color: #e3efeb; }
.highlight-section h2 { color: white; }.highlight-section h2 span { color: #ff7067; }
.notice { margin-top: 28px; padding: 22px 24px; background: var(--mint); border-radius: 12px; }.notice p { margin-bottom: 0; }
.small-print { color: var(--muted); font-size: .88rem; }
.mobile-toc { display: none; }
footer { min-height: 100px; padding: 30px max(24px, calc((100vw - 1180px) / 2)); display: flex; align-items: center; justify-content: space-between; color: #b8aeaa; background: var(--green-dark); font-size: .85rem; }
footer a { color: white; text-decoration: none; }

@media (max-width: 900px) {
  .page-shell { display: block; width: min(100% - 32px, 790px); }
  .toc { display: none; }
  .policy { padding: 38px clamp(22px, 6vw, 54px) 64px; }
  .mobile-toc { display: block; margin: 0 0 36px; border: 1px solid var(--line); border-radius: 10px; }
  .mobile-toc summary { padding: 13px 16px; cursor: pointer; color: var(--green-dark); font-weight: 700; }
  .mobile-toc div { display: grid; padding: 0 16px 14px; }.mobile-toc a { padding: 3px 0; font-size: .88rem; }
}

@media (max-width: 560px) {
  .site-header { height: 64px; padding: 0 17px; }.contact-link { padding: 7px 10px; font-size: .75rem; }
  .hero-inner { width: calc(100% - 34px); padding: 56px 0 58px; }.hero-copy { font-size: 1rem; }
  .page-shell { width: calc(100% - 20px); }.policy { padding: 30px 18px 56px; border-radius: 13px 13px 0 0; }
  .reason-grid { grid-template-columns: 1fr; }.highlight-section { padding: 26px !important; }
  footer { flex-direction: column; gap: 10px; align-items: flex-start; }
}

@media print {
  .site-header, .toc, .mobile-toc, footer { display: none !important; }
  .hero { color: #111; background: white; }.hero-inner { padding: 20px 0; }.hero-copy, .meta span { color: #333; }
  .page-shell { display: block; width: 100%; }.policy { margin: 0; padding: 0; box-shadow: none; }
  .policy section { break-inside: avoid; }.highlight-section { color: #111; background: #eee; }.highlight-section h2 { color: #111; }
}